Don't wait for a health crisis to find out you have a serious gap in your coverage.
30 years of independent expertise in Israeli private health insurance. I work for you not the insurers to make sure you're properly protected.
Your Independent Health Insurance Expert in Israel
With over 30 years of experience in the Israeli health insurance market, I provide truly independent advice working exclusively for you, not for any insurance company.
I have spent three decades helping individuals, families, and expats navigate the complex world of Israeli private health insurance. My deep knowledge of every major insurer and policy type means I can find the right coverage for your specific needs and budget.
As a licensed independent advisor based in Jerusalem, I serve clients throughout Israel. Whether you're a new immigrant trying to understand your options, or a long-term resident looking to review and improve your existing coverage, I'm here to help.
My approach is simple: I listen to your needs, explain your options clearly in English or Hebrew, and recommend only what's right for you with no hidden commissions or conflicts of interest.
Credentials & Experience
Decades of hands-on experience across all major Israeli insurers and policy types.
Fully licensed and regulated, working independently with no insurer ties.
Full service in both languages — no language barriers, no confusion.
Based in Jerusalem, serving clients across all of Israel.
Comprehensive Health Insurance Services
From finding the right policy to helping with claims, I provide end-to-end support for all your Israeli health insurance needs.
Private Health Insurance
Finding the right private health coverage to complement your Kupat Holim and fill the gaps in your protection.
Policy Review & Analysis
Reviewing your existing policies to identify gaps, overlaps, and opportunities to improve your coverage or reduce costs.
Claims Assistance
Guiding you through the claims process to ensure you receive the full benefits you're entitled to under your policy.
New Immigrant Olim Health Cover
Specialist advice for new immigrants and expats navigating the Israeli health system for the first time.
Annual Policy Review
Keeping your coverage up to date as your life changes — family, health status, and insurance market developments.
Free Consultation
A no-obligation consultation to understand your needs and explain your options — with no pressure and no cost.
Critical: The Gap Between Kupat Holim and Real Coverage
Many Israelis believe their Kupat Holim (public health fund) provides complete coverage — but this is a dangerous misconception. Kupat Holim does not cover many essential services: private surgery can mean waiting months in the public system, specialist consultations often require long waits or out-of-pocket payments, and many medications and treatments are simply not included. Private health insurance fills these critical gaps, giving you access to the best specialists, faster surgery, and coverage for treatments your Kupat Holim won't pay for. Don't find out about these gaps when you need care most.
Important: Private health insurance in Israel becomes significantly more expensive or unavailable after age 60. The best time to get covered is NOW, while you're younger and healthier.
Why Work With an Independent Advisor?
Unlike agents who work for insurance companies, I work exclusively for you. My only goal is to find you the best possible coverage at the best possible price.
Years of Experience
Three decades of expertise in the Israeli private health insurance market.
Independent
Not tied to any insurer my advice is always in your best interest.
Major Insurers
Access to all major Israeli health insurance providers to find you the best deal.
Consultation
No obligation, no pressure just honest, expert advice tailored to your needs.
What Clients Say
"Norman helped me understand exactly what my Kupat Holim doesn't cover. He found me a policy that fits my budget perfectly."
"As an expat, navigating Israeli health insurance was overwhelming. Norman made it simple and found me excellent coverage."
"I've been Norman's client for 15 years. He reviews my policy every year and always finds ways to improve my coverage."
Ready to Protect Your Health?
Don't wait for a health crisis. Get a free, no-obligation consultation today.
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